Invest With Us
PrivateFunding.pro provides attractive, high-yield returns for individual investors. We offer trust deed investment opportunities that consist of short term loans secured primarily by California real estate in major markets including Los Angeles, San Diego and San Francisco Bay Area.
If you are new to investing in trust deeds or a seasoned investor with a sizeable portfolio, our team of experienced, licensed mortgage bankers can help you reach your goals!
A Conservative, Thoughtful Approach
PrivateFundng.pro maintains a very conservative, thoughtful approach in our underwriting which serves as the first line of defense against risk on any one transaction that we consider.
Preserving capital and minimizing risk is always top of mind as is also the focus when reviewing deals. While no investment is completely risk free, PrivateFunding.pro has implemented a meticulous and comprehensive due diligence process that continues to serve our current and future investors' financial interest.
Underwriting Criteria *
> Equity Cusion with a maximum of 65% LTV or less
> Exact location of collateral
> Market trends in the collateral’s local area
> Physical condition of the collateral
> Financial condition and history of the borrower
> Debt service capacity of the borrower
> Debt service capacity of the collateral if it is income producing
> Use of Funds. What will the loan proceeds be used for?
> Exit strategy. How will the new loan be paid off before the loan matures?
*To midigate overall risk, additional underwriting criteria may be implemented on each unique transaction as needed.
High-Yield Trust Deeds
Investment Highlights
> Interest earning promissory notes that matures in 1, 2, 3 or 5 years.
> Fixed Rate Notes
> Consistant cash flow that generates monthly income
> Annual net yields from 7.50% to 14%
> Loan amounts from $50,000 to $20,000,000
> Lien positions - 1st, 2nd or 3rd trust deed
> Various types of collateral - including residential, multifamily, commercial, improved land and special use
Investor Package
> The Original Promissory Note
> Recorded Deed of Trust provided to the investor with a secured lien against the property
> Policy of Title Insurance insuring the investor's position
> Fire/Liability insurance policy endorsement
> Complete copy package of the original loan file